In New York State, if there is a car accident resulting in death, injury, or severe damage to the vehicle, the accident must be reported within 10 days. If not reported within this time frame, the consequences could cost you. Because it’s difficult to determine how much a repair can cost and can vary greatly depending on the vehicle, it is recommended to report even minor accidents. In addition, a car accident injury may not be realized immediately, so it’s important to document the accident.