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What if I do not have a "serious injury," and can't get over the "no-fault threshold"?

Even if you did not have a qualifying "serious injury" in an car or truck accident, you are still entitled to so-called "no-fault benefits", which are sometimes referred to as "first party benefits." These include:

  • payment of your reasonable and necessary medical expense for doctors, hospitals and other health care providers
  • payment of a portion of your lost wages
  • certain other incidental expenses

What you are precluded from doing if you do not have a "serious injury" is making a claim against the negligent driver for monetary compensation for your physical and emotional pain and suffering.