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How Your Injuries are Covered after a Hit-and-Run Car Accident

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Peter J. Gregory
Oct 26, 2020
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Handling injuries after any car accident can be challenging. However, it can become even more complicated and stressful with a hit and run accident. If the other driver flees the scene, how are your injuries covered? You might have more options than you think.

After a hit and run car accident, you could end up with significant medical bills, lost wages and other medical expenses. Thankfully, New York State is a "no-fault" insurance state. No fault coverage ensures that the persons injured in the accident are covered with medical insurance and also reimbursement for a portion of lost wages and other expenses.

If the other driver that fled the scene was liable for causing the accident and cannot be identified, you may also be able to file a claim with your own insurance company for additional damages, such as your physical and emotional pain and suffering or loss of affection or companionship.  The Supplementary Uninsured or Underinsured Motorist (“SUM/UM”) coverage of your own insurance package is used to cover your bodily injuries during an accident if the other driver is unknown,  uninsured or underinsured.

In either event, it is critical to consult with a qualified car accident personal injury attorney who can examine the details of your accident, try to help you locate the responsible driver, prove liability, and get you the compensation you deserve.

Contact us to review your car insurance policy coverage, so that we can explain how the coverage works, each coverage’s limitations, and how it might benefit you.

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About the author:  Peter J. Gregory is a partner with the firm.  He is a trial lawyer with extensive experience resolving disputes in state and federal trial courts. His personal injury practice focusses on advising clients who have been injured or lost loved ones in accidents caused by the carelessness or recklessness of others. Please feel free to contact him directly at or (585) 512-3506.


This publication is intended as an information source for clients, prospective clients, and colleagues and constitutes attorney advertising. The content should not be considered legal advice and readers should not act upon information in this publication without individualized professional counsel.

About MCCM

McConville Considine Cooman & Morin, P.C. is a full-service law firm based in Rochester, New York, providing high-quality legal services to businesses and individuals since 1979.  With over a dozen attorneys and a full paralegal support staff, the firm is well-positioned to right-size services tailored to each client. We are large enough to provide expertise in a broad range of practice areas, yet small enough to devote prompt, personal attention to our clients.

We represent a diverse range of clients located throughout New York State and New England.  They include individuals, numerous manufacturing and service industry businesses, local governments, and health care professionals, provider groups, facilities and associations. We also serve as local counsel to out-of-state clients and their attorneys who have litigation pending in Western New York courts.  For more information, please contact us at 585.546.2500.